Why we are a small insurance agency!

Why we are a small insurance agency!

The old saying goes “When everyone is your customer, then no one is your customer”, rings true with our insurance agency. If you try to be all things to all people, then you cannot focus on the clients needs.

For example, years ago we instituted in our insurance agency that all clients would carry $100,000 per person/$300,000 per accident auto insurance coverage. Do you know what the minimum coverage’s are in NY State? $25,000 per person and $50,000 per accident! We don’t wish to insure those people who only want the bare minimum coverage or have multiple tickets and accidents.

Our insurance agency continues to protect our clients with better insurance liability limits, so when that at-fault accident occurs, they have the proper protection in place. Especially if you are a homeowner, you do not want to be the one carrying minimum limits of liability protection.

Dangerous motorcycle accident

Motorcycle Accident

We love it when we see a potential client have a policy from one of these 1-800 companies or heavily advertised on TV companies. Because we know in 65-70% of the cases, we’ll find holes or errors in their insurance coverage. They ONLY sell on price, so it makes it easy for us to compete on coverage.

Why we are a small insurance agency!

Use a professional insurance agent when you need to shop your insurance. They won’t sell you cheap coverage and will ask the right questions to get you protected.

Tom Larsen,

“When you absolutely, positively want complete insurance protection”

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