Auto Insurance - New York State - Buffalo NY

Auto Insurance

Auto Insurance can be a tricky place to navigate for someone who isn’t familiarauto insurance wny with the jargon or who doesn’t know exactly what they need. Two important factors to remember is that no two auto insurance policies are exactly the same and each policy is calculated based on certain questions only you can answer.
For auto insurance, your cost of your policy will likely depend on where you live; if your car is stored in a garage; how far you drive to work; and how many drivers are in your household. Of course, there are many more questions your knowledgeable agent will ask you but this is just a sampling of what to expect.

After the basics are taken care of, your agent will help you determine if collision coverage is necessary; how much you want to pay for a deductible; your liability needs; and if you want rental or roadside assistance as part of your coverage.

No matter how attractive the television commercials may be that brag about all the savings you can reap, can you be sure that those policies really cover the minimum insurance limits that your state requires? If you just type in some data to their online calculators, without ever speaking to a human being, how do you know you’ll truly be covered enough when you experience an auto accident?

 

Your independent agent also takes great pride in educating you about the differences in each policy, why you need certain coverage and determining how much coverage your family will need to be fully protected in case of an accident.

Why Use an Independent Insurance Broker?

Choosing to use an independent insurance broker such as Tom Larsen is a wise decision, primarily because independent brokers care most about their customers’ needs and making them happy. Independent brokers work with a wide array of insurance carriers, thus making it possible to present multiple policy options – at different price points – to each client.

Your independent agent also takes great pride in educating you about the differences in each policy, why you need certain coverage and determining how much coverage your family will need to be fully protected in case of an accident.

Call Tom Larsen today to discuss your auto insurance needs! (716) 684-3203

 

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